Practices

Hinshaw's national Consumer Financial Services Practice Group provides expansive litigation defense and legal consulting across the United States to businesses, companies and individuals throughout the consumer financial services industry. Specific areas of service include: (1) consumer and class action litigation; (2) mortgage servicing and lender litigation; and (3) administrative investigations, compliance and enforcement. We represent:

• Auto Finance Companies
• Banks
• Collection Agencies
• Collection Attorneys & Professionals
• Credit Card Companies
• Credit and Mortgage Professionals
• Credit Reporting Agencies
• Debt Buyers
• Debt Servicers
• Foreclosure Attorneys
• Insurance Companies 
• Lenders and Creditors
• Mortgage Lenders, Servicers and Subservicers
• Retailers
• Telecommunications Services Providers

Hinshaw attorneys practice throughout a network of 21 offices in 11 states and are licensed to practice in approximately 35 states.

Our Consumer Financial Services Practice also has an established nationwide network of referral attorneys, which enables us to effectively and efficiently manage individual and class action litigation in state and federal courts across the country. We defend industry clients in all manners of lawsuits and actions, including those involving:

• Biometric Information Privacy Act (BIPA)
• Consumer Financial Protection Bureau (CFPB) rules and regulations
• Consumer fraud and unfair and deceptive practices claims
• Credit Repair Organizations Act (CROA)
• Electronic Fund Transfer Act (EFTA)
• Equal Credit Opportunity Act (ECOA)
• Fair and Accurate Credit Transactions Act (FACTA)
• Fair Credit Reporting Act (FCRA)
• Fair Debt Collection Practices Act (FDCPA)
• Federal Trade Commission (FTC) rules and regulations
• Gramm-Leach-Bliley Act
• Home Ownership and Equity Protection Act (HOEPA)
• Magnusson-Moss Warranty Act
• Real Estate Settlement Procedures Act (RESPA)
• State collection laws and rules
• State foreclosure laws and rules
• State interest and usury laws
• Telephone Consumer Protection Act (TCPA)
• Truth-in-Lending Act (TILA)

Hinshaw's Consumer Financial Services Practice attorneys also handle mortgage foreclosure counterclaims, defense of consumer bankruptcy adversary claims, and investigation and enforcement proceedings brought by the CFPB, FTC, state attorneys general, and other regulatory authorities. Our Consumer Financial Services Practice's national reach uniquely positions the group to handle and provide legal advice as to almost any consumer financial services matter, in any jurisdiction or venue, including arbitration and mediation.